Earthquake coverage is not a standard peril on your homeowners insurance policy

Many companies offer this coverage as an optional endorsement for an additional premium but these often provide limited coverage.

Your existing policy might not cover everything

Earthquake coverage can also be purchased as a separate policy through specialty markets and through state sponsored programs in earthquake prone states and they may provide broader coverage.

Learn how to protect yourself

As a general rule, companies will not provide earthquake coverage for 72 hours immediately following an earthquake with a 5.0 or greater magnitude in your county.

Frequently Asked Questions

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We will be happy to provide information and quotes for earthquake insurance and assist in obtaining a policy to meet your needs.

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